We Take Swift Action On Your Behalf

Have you sent invoices or notices to clients who owe you money for your goods or services? Do you have a commercial tenant who refuses to uphold their financial obligations to you as a landlord? Are you currently in a dispute involving the collection of debts or payments for business-related matters? If so, our collections lawyers in Elizabethtown are here to act on your behalf.

As a business, you offer your goods or services in exchange for payment. If you have not received payment, however, you have the right to take action against the party that has failed to pay. From commercial collections to collection litigation, Cooper & Cooper Law Offices, PLLC, is committed to secure the most cost-effective, timely, and satisfactory resolution for you. Call our Elizabethtown office today.

We represent the following in debt collections actions:

• Businesses
• Commercial landlords
• Commercial offices
• Corporate offices
• Medical offices
• Financial institutions

Our attorneys can assist all types of businesses that have not received proper payment for their professional services, goods, loans, and liens of all types. Additionally, we can help take action on behalf of landlords who are owed money for unpaid rent, charges, and other expenses for commercial properties or apartment complexes.

Frequently Asked Questions About Collections In Kentucky

Whether you are a landlord dealing with missed rent or a business owner trying to collect on an unpaid invoice, it is natural to feel unsure about how to move forward after someone fails to pay what they owe. The information below can guide you in maneuvering the legal process under Kentucky law.

What should I do if my commercial tenant is not paying rent?

The first step is to review the lease agreement. This will outline your rights and any notice requirements. In Kentucky, landlords often must provide written notice before taking further legal steps. After notice, if payment is still not made, you may be able to pursue eviction and seek damages in court. Keep records of all missed payments, communications and any lease violations. Many landlords in Elizabethtown and surrounding areas choose to pursue legal remedies through the district or circuit courts in Hardin and LaRue counties.

How long does the collection process typically take?

The length of a collections case depends on several factors – such as whether the debtor:

• Disputes the amount
• Responds to the claim
• Can be located for service

In many cases, a collections claim can be resolved in a few months, especially if a judgment is uncontested. However, depending on the debtor’s financial situation and cooperation, enforcing a judgment, such as garnishing wages or seizing assets, may take longer. It is, therefore, important to act within the proper timelines set by Kentucky courts.

What information do I need to provide to start a collections case?

To begin a collections claim in Kentucky, you should gather all relevant documents. This includes the original:

• Contract or lease
• Invoices
• Payment records
• Written communication with the debtor
• Any prior demand letters

These materials help the court understand the nature of the debt and support your claim. The more organized and complete your records are, the more efficiently your case may proceed.

What is the statute of limitations on debt collection in Kentucky?

In Kentucky, the statute of limitations varies depending on the type of debt. For written contracts, including many commercial leases and agreements, the limit is 10 years from the date of the last payment or written acknowledgment of debt. For oral agreements, it is five years. Once this period passes, you may lose the right to enforce the debt in court.

Skilled. Knowledgeable. Professional.

In the end, we want you to have a positive return on your investment, despite a delinquent account. We do everything within our professional reach to make sure you see a positive return and experience minimal risk or liability on your end. We understand that an uncertain economic climate may have caused financial hardship for your client. Our firm treats your clients with the same level of respect and confidence that you would expect from us.

If you have questions or would like to learn more about our collections practice, contact Cooper & Cooper Law Offices, PLLC, at 270-561-6155 to request a one-on-one consultation.